Homeowner policies cover specific risks. Depending on what you own and where you live, you might need to supplement your policy with special coverage. For example, if you live in an extremely damp area, you may want insure against Fungi, wet, or dry rot. Other types of special coverage include:

Inflation Guard

Loss Assessment Charge

Scheduled floaters:

• Jewelry
• Fine Arts
• Collectibles

Golf Cart

Sunshine State will help you evaluate your needs and come up with a coverage plan that best suits those needs.