Builders Risk Insurance covers or protects against loss to buildings or structures during the course of construction, including materials incidental to construction.

If you’re a Residential General Contractor in Florida or South Carolina, including “paper contractors”, or a residential specialty trade contractor, Sunshine State Insurance Company has the coverage for you. Developed in conjunction with Florida Home Builders Insurance, Inc. (FHBI), our Builders Risk Insurance covers or protects against loss to buildings or structures during the course of construction, including materials incidental to construction.

Sunshine State Insurance Company is also pleased to offer our Consumer Builders Risk Product in Florida and South Carolina. This product is available in situations where the home buyer is required to purchase the builder risk coverage for their home. This policy, written on the commercial inland marine form, affords the same coverages available to residential general contractors.

Features of our Builders Risk Insurance include:

• Competitive Annual/Monthly rates
• Single Shot Higher Value $3,000,000+
• $500,000 per home/$2,500,000 per subdivision
• Tailored coverage to fit your needs!
• Model homes and contents can be added
• Contractors Equipment available when Builders Risk is with SSIC (available in Florida only).
• Easy transfer from Builders Risk to HO-3; In the event of a named storm, binding authority granted on Homeowners Policies to accommodate real estate closings.
• Consumer Builders Risk available in both Florida and South Carolina.

For more information regarding Builders Risk for Florida general contractors, visit the FHBI website at www.fhbi.com.

For information regarding Builders Risk for South Carolina general contractors, as well as Consumer Builders Risk in both Florida and South Carolina visit www.easybuildersrisk.com.